Tuesday, March 28, 2023
Take control of your finances with SmartDollar, your financial wellness benefit.
Not yet signed up for SmartDollar? Learn how to get started below
National Financial Literacy Month was started to encourage people to review and improve their finances. There's no better time to get smarter with money! Use the SmartDollar resources below for each week of April to learn more about different topics:
Week 1: Budgeting
Week 2: Paying Off Debt
Week 3: Saving
Week 4: Retirement
Want to learn how to get smarter with your money and take control of your finances in a group setting? SmartDollar also offers Live Group Coaching sessions! Check out upcoming sessions below:
Not yet signed up for SmartDollar? No worries -- getting started is easy! Learn how below.
SmartDollar is a financial wellness benefit for WECA apprentices. We announced our partnership with the Dave Ramsey-founded online financial wellness platform in January, 2021 to provide our apprentices with a sound foundation in personal finance management. This benefit is available to all WECA apprentices free of charge. Not yet signed up for SmartDollar? No worries -- scroll to the bottom of this article for instructions!
What is SmartDollar? SmartDollar is a step-by-step approach to handling money with the number-one authority in personal finance, Dave Ramsey. More than 4.5 million people have started on Dave's plan and taken control of their money, and you can too! SmartDollar will equip you to get out of debt, on a budget, and on your way to a strong financial foundation.
The average person pays off $9,405 of debt and saves $6,127 in the first twelve months, and you can too!
"This program is powerful yet simple to understand. The Baby Steps make understanding how to win with money easy! Dave's lessons are fun, informative, and incredibly encouraging. It really doesn't feel like I'm taking a financial course. It's more like learning finances from a good friend...or a financially savvy stand-up comedian! The online tools are fantastic as well, and I love being able to 'ASK DAVE' any question and do my budget online. Love it all!" - Recent participant
With SmartDollar, you'll learn how to...
- Jump-start your money
- Knock out debt
- Secure your dream home
- Retire in style
- Demystify your credit score
How does SmartDollar work? With so many ways to engage in SmartDollar activities and content, SmartDollar Points have been designed to encourage users to establish true behavior change. (Check out the graph below for a quick rundown). The greater the importance and required time of each activity, the greater the amount of points that can be earned. For example, each Core Lesson video completed is worth 250 points. Completing a shorter Deep Dive video is worth 50 points. Tracking a transaction in EveryDollar is only worth 20 points, but users are encouraged to track all their financial transactions with no points limitations. These example activities are key for building the confidence you need to reach your financial goals.
Taking advantage of your free financial wellness benefit, SmartDollar, is easy!
To set up your account after accessing your dashboard, click either of the links shown as highlighted in the screenshot to the right of this paragraph. You'll be taken to a page with a SmartDollar enrollment link, where you will be able to set up immediate access to this important benefit.
Ready to get started?
Login to your GOWECA dashboard